Luiz Carlos Trabuco Cappi Leading Bradesco’s Next Phase

When the ten-year term of Marcio Cypriano came to an end, the boardroom and media discussions speculated about his successors. During Cypriano’s time as president, the market value of Bradesco increased six folds to $30 billion. The incoming Bradesco president would have to keep up with the growth as well as take the bank to the next level. The two-people hinted to succeed Marcio Cypriano were Jose Luiz Acar Pedro, then President of Bradesco’s investment banking unit and Luiz Carlos Trabuco Cappi, then head of Bradesco Seguros.

Over the last seventy-four years, Bradesco bank has had only four presidents. Luiz Carlos Trabuco Cappi is the current and fourth president of the bank. In 2009, when he took over the helm, the bank had lost its position as the leading private bank to rival Itau Unibanco. Also, the prevailing economic conditions in Brazil at the period impacted negatively on the returns and profitability of companies in the financial sector. In fact, Credit Suisse predicted that the average return on equity of Bradesco would decrease by 2.1% to 21.3% in the close of 2009.

Luiz Carlos Trabuco Cappi has known no other employer in the course of his over forty-year career life. At a tender age, he started as a clerk in the Marilia agency of the bank before being transferred to the headquarters at Sao Paulo. Luiz Carlos Trabuco Cappi’s first executive role was in 1984 when he became the director of marketing at the bank. As head of marketing made significant transformations on the publicity and image of the bank. He also served in other capacities including President of the bank’s private pension business between 1992 to 1998 and executive vice president of Bradesco Seguros from 1999 to 2003. He served on the board between 1999 to 2005.

In 2003, he rose to President of Bradesco Seguros. Luiz Carlos Trabuco Cappi’s stellar performance as the head of the insurance business influenced his appointment as President. He led Bradesco Seguros to become the top insurer in Latin America and have a market share of 25%. Also, Bradesco Seguros revenue contribution to the total incomes increased by 10% to 35% since 2003. Luiz Carlos Trabuco Cappi role at Bradesco Seguros also earned recognition from other stakeholders making him receive two Insurance Personality of the Year Awards. He often shared his optimism on the future of the insurance field in Brazil stating its importance in maintaining social welfare.

As Luiz Carlos Trabuco Cappi began his term in 2009, the general expectation was that he would pursue strategies for growth and competitiveness. Analysts opined that his efforts would be towards reclaiming the number one spot in the banking rankings in the country. However, Luiz Carlos Trabuco Cappi stated in an interview that his primary goal was to ensure that the bank offered excellent products and services in all locations. As such, his strategies focused on improving internal efficiencies, pursuing organic growth, increasing as well as enhancing product and service offerings.

Within the first year in office, Luiz Carlos Trabuco Cappi introduced a corporate university that would basis for handling appointments and promotions for employees and executive. He regularly gathers executives to share knowledge, to exchange ideas and collect feedback that would help the company move to the next level.

One of his significant contributions to the companies that also earned him the Entrepreneur of the Year in Finance award was the acquisition of HBSC Brazilian subsidiary. The $5.2 billion transactions done in 2015, increased the Bradesco’s branch network, the number of account holders, investment portfolio, and the overall net worth. Also, the deal strengthened the market influence of Bradesco and narrowed the differences between the bank and Itau Unibanco.

In the coming years, more is expected from Luiz Carlos Trabuco Cappi even as Bradesco continues to grow.

Learn more about Luiz Carlos Trabuco Cappi:“prata-da-casa”-em-escolha-de-presidente.htm

October 18, 2017

Posted In: Bank Expert

The Osteo Relief Institute Provides Pain Relief Without Surgery

Arthritis is a debilitating ailment that affects more than fifty million man and women in the United States alone. There are one hundred different types of arthritis, and they are all characterized by minor to severe joint pain. The joint pain is caused by the degeneration of cartilage, the soft tissue between the joints. Arthritis is a degenerative disease for which there is no cure. Treatments vary depending on the individual. Usually, a pain reliever, such as Tylenol or ibuprofen, will give some relief depending on the level of pain. Doctors will prescribe a stronger pain medication is the pain too severe (Manta).


Osteoarthritis has certain risk factors which include family history, weight, age, or a prior injury. There are some suggested recommendations for managing arthritis pain ( They include avoiding movements that are repetitive. losing weight, exercising, and to stop smoking which causes connective tissue danger. Do some low impact aerobics and walk. Pace yourself, do not exceed your ability level. If your pain management routine does not give much relief, other options are available which include joint infusion, invasive joint repair and joint replacement. If you live in the New Jersey area, there is another option. It is nonsurgical relief offered by the Osteo Relief Institute.


The Osteo Relief Institute offers a cutting-edge solution to pain relief from arthritis and spinal disc pain. Their methods for treating pain works to restore the patient back to normal mobility. With all of the advances in technology, surgery will not even be an option in the near future. Scientists have developed a natural pain reliever that has been FDA approved and cleared. It is administered by a doctor and has been proven to work.


The Osteo Relief Institute in New Jersey will work with patients at their modern state of the art facility. They treat all of their patients as though they were family. Relieving your arthritis pain and restoring your quality of life is their goal and mission. The Osteo Relief Institute is the arthritis treatment center with new and advanced methods of relieving arthritis pain. At this treatment center, surgery is not an option.


October 11, 2017

Posted In: Medical

Meet Eli Gershkovitch: The Personality behind Steamworks Breweries

Canadians have affection for their beer. It is no wonder there is a lot of stereotypical fusses surrounding the subject. Beer remains the most popular favorite alcoholic drink among Canadians, and as the per-capita consumption drops, the sales and consumption of craft beers keep gaining ground.


The rate of beer sales has stagnated since 1995, but the sales of craft beer have experienced growth to a double digit. This gain is owed to the excellence in brewing by various Canadian Breweries, producing dozens of beers – both traditional and inventive, to meet the ever-rising demand (WeeklyOpinion).


Coast to Coastless Collaboration (7.6% Alc. by Vol.)


Coast to Coastless is brewed simultaneously by Garrison Brewing, Phillips Brewing, and Trou du Diable. It is an Imperial ESB, brewed from partially fermented Ale, Kiln Amber, and Crystalline malts, and UK hops.


Acadian Grove Canadian Maple Porter (10% Alc. by Vol.)


Acadian Groove evokes a tempo of spring in rural Ontario. Embodying the tantalizing anticipation of spring with a mix of dark syrup from the blossoming Breedon’s Maple Farms, Acadian Grove offers a tasty creaminess with its aromatic fizz.


Laker Lager (5.0% Alc. by Vol.)


When you’re thirsty, grab a cold, refreshing bottle of Laker Lager, brewed in Ontario. The lager is a potent blend of the finest and high-quality ingredients, to provide a crispy, easy-drink finish with no aftertaste.

Eli Gershkovitch pic2

About Eli Gershkovitch


Eli Gershkovitch is the CEO of Steamworks Breweries, a long-standing craft beer in the Canadian Beverage Industry. He is a renowned brewmaster and innovator whose objective is to cause positive disruption in the Canadian beer scene.


In the Open Beer Championship that was recently held in July 2017, Eli Gershkovitch emerged as a formidable contender in the competition, putting Canada in the spotlight with his array of originally brewed craft beer.


Following a reconnaissance trip to Europe, Eli Gershkovitch learned of the market opportunity with regards to drinking habits in the new millennium; a discovery that compelled him to open his first microbrewery to test some concoctions that were entirely different from the cliché flavors. Eli Gershkovitch’s experience would later empower him to become one of Canada’s most influential brewmasters. Additionally, Eli Gershkovitch doubles up as a professional attorney and pilot.

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October 11, 2017

Posted In: Beer

DR. Mark Holterman: To Combat Type 2 Diabetes

During September in 2017, the American diabetes association announced that the organization was partnering with the Children Hospital in Los Angeles. That joint initiative was aimed at countering the increase in type 2 diabetes in teenagers and children.


That joint effort by these two organizations is only but a necessary precaution to combat the increasing rate of type 2 diabetes. Dr. Mark Holterman, who is on the board of the ADA, also reiterated that in addition to the joint initiative, the organizations, had also formed a program; camp power up. Camp power-up is a program that will entail a myriad of fun engaging activities for children and teenagers. These activities will be based on a given certified curriculum that has proved useful in reducing the contraction of type 2 diabetes.


Camp power-up will be focusing mainly on children from the ages of 8 years to 16 years. In addition to the physical activities, the camp will also include an education program that will provide teenagers and children a guide to choosing healthier foods. Besides, the two organizations have also scheduled an intense camp that will entail the teenagers participating in after-school programs, and day camps.


About Dr. Mark Holterman


Dr. Mark Holterman is a full-time professor at the college of medicine at the University of Illinois. Apart from this, he is also a part-time pediatric surgeon at St. Francis Medical Center. Additionally, he is a member on several boards that include; American Academy of Pediatrics, the American Diabetes Association, and American College of Surgeons. He is a well-known due to his vast knowledge and experience in the pediatric surgery and regenerative medicine (OSFHealthcare).


Before his success, Dr. Mark Holterman served as a resident surgeon in various hospitals. These hospitals are; Rush University Medical Center, Advocate Christ Children’s Hospital and the University of Washington. In all these hospitals, Dr. Mark Holterman was highly regarded for his expertise in pediatric surgery is unrivaled. He studied at Yale University, where he majored in biology. Later on, he went to the University of Virginia, where he graduated with an MD and a Ph.D. Besides, Dr. Mark Holterman has extensively researched on the cure of chronic illnesses such as diabetes.

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October 11, 2017

Posted In: Healthcare

Pointers on How to Turn a Simple Idea into a Plan by Glen Wakeman

Glen Wakeman is a revolutionary pioneer and CEO of LaunchPad Holdings LLC. The company was established following his passion for nursing small businesses into million-dollar organizations. LaunchPad is a platform for aspiring businesspeople to get tips concerning the methods to apply to grow businesses, where to get capital and how an employer can motivate the employees to become more productive. Glen Wakeman mainly implements his five method policy, which is meant to help cooperation grow.


Experiences as a Starter and Lessons Learnt


Apart from being the founding member of LaunchPad, Glen is also the founder and the president of Nova Four. Nova Four provides grounds for him to mentor and reaches out to CEOs and company boards on matters of economic growth. He has had the experience in the field of banking at Doral Financial Corporation, an insurance handling, and investment firm. Long before he became a member of Doral Financial Corporation, Wakeman worked at GE Capital for over 20 years.


GE was perhaps a stepping stone for greater achievements for Glen Wakeman. GE had immense growth in regard to assets with contribution from Wakeman as he guided them toward expansion of their market. He oversaw multimillion-dollar contacts at GE Holdings and innovations that set their boat sailing toward the end of the financial rainbow.


In a recent interview, Wakeman mentioned that his personal experiences at start-ups inspired the development of LaunchPad. He felt that it was necessary to provide tools for people to turn their ideas into solid facts. He suggested that it is crucial for one to have a team that is eager to learn and create a plan and ready to take a risk. Wakeman‘s idea is to involve one’s business partners in formulating new ideas (


He stated that he always wants to learn new things. According to him, curious people are the best to work with because they motivate one to see things broadly. That way, one is driven to solve problems that may arise. Glen is an informed reader and author as well. He has had the opportunity to live in six countries and is a certified holder of Six Sigma Black Belt. Wakeman attended the University of Chicago and earned his MBA (TheNewsVersion). He also went to the University of Scranton for his BS in economics and finance.


October 11, 2017

Posted In: Business, Business Expert

Boraie Development in Pursuit of Affordable Housing and Entertainment

Boraie Development joined hands with the Provident Bank Foundation to bring the Free Summer Movies Series at the State Theater this summer. This would see moviegoers enjoy the comfort of the1850-seater theater with state of the art HD digital cinema projection system, digital surround sound, a 46 inch Stewart film screen and a Barco projector. The New Jersey State reported that some of the movies that would be featured include Frozen on 12 July, the Extra Terrestrial on 19 July, Despicable Me 2 on 26 July, Babe on August 2, Monsters University on August and Aladdin on August 16. All these movies would be shown for free with each showing at 10.30am and 7.00pm.

According to Central Jersey Working Moms, the Vice President of Boraie Development, Hiam Boraie, expressed his delight in gifting young people the wonderful series in a historic venue. The summer’s lineup included six films and the companies working on this were on a mission to present more family-friendly programming. For the summer, they were confident that they would reach around 7,500 people. Just as in the glory days of Hollywood, the audience would sit downstairs or enjoy the view from the balcony of the State Theater. Check out Central Jersey Working Moms for more.

Boraie Development, LLC has become a global company and a vocal figure in the urban real estate market. The company offers a variety of services such as property management, sales and marketing as well as real estate development. The focus of the team that makes the company is to build spectacular properties to the satisfaction of their clients. In this mission, they have combined forces with the best architects, contractors, visionaries as well as financial institutions. This has enabled them to always meet timely completion of their projects and with success. With this, they have developed a thirsty year track record, becoming one of the most sought after developers in New Jersey.

The growth of the Boraie Development, LLC has taken place under the leadership of Sam Boraie, who is the president and one of the founders of the company. For Omar, rebuilding New Brunswick started as a vision when he was a scholar traveling through Europe. They started off in 1972. By then, the city was nothing as it is today. Most of the businesses closed down at 4 pm and he felt that there needed to be a 24-hour economy. Omar also envisioned the New York City-style One Spring Street Condominium building, which Boraie Development has constructed.

October 9, 2017

Posted In: Real Estate Mogul

Securus Technologies Restoring Order to a Prison Out of Control

Over the years I have seen the conditions in our local prison deteriorate drastically. I used to be able to come to work as a corrections officer and interact with inmates in a professional and respectful manner, but the gangs have completely changed the way officers and inmates conduct themselves. The inmates who belong to gangs not have a distaste towards authority, and hurting an officer actually gains them credibility with those gang members already in prison.


To control things from escalating, my team has to take utilize resources that will give us the upper hand.


Securus Technologies is based in Texas and makes call monitoring systems that are used in prisons to overhear what inmates are discussing while on the jail phone system. The company is headed by CEO Richard Smith, and he says all of his thousand employees are all working towards the objective of creating a safer world for us to live. To date, Securus Technologies has over 2,500 monitoring systems in jails located all over this country.


These systems make use of the LBS software, enabling officers to conduct their normal duties while the software is scanning the calls the inmates are making for verbiage on things like contraband, weapons, gangs, fighting, or drugs. If the system detects that chatter, we get the alert and spring to action instead of wasting resources sitting on the phones listening all day long.


Now if the inmates are talking about having a gang member bring drugs to the visitor center to change hands, we can be there first. If the inmates are discussing using drugs in their cells late at night, our team will do a surprise cell inspection within hours to recover the drugs and let the inmates know that their efforts to abuse the system is no longer working.


October 5, 2017

Posted In: Inmate Communication

Sawyer Howitt Tips on How to Become a Pro Racquetball Player

     Sporting just like any career venture is very rewarding not only in monetary terms but it also gives you the pride and satisfaction. If you want to become a professional Racquetball player you do need to give it the attention it deserves regardless of how gifted you are. The following are some of the insights shared by Sawyer Howitt that will help you become a successful racquetball player.


Before you think of going professional on your racquetball career, you need first to carry out some research. Ask yourself, what are your specific reasons for going professional? Doing so will help motivate you on the necessary steps to follow. For instance, if your motivation of becoming a professional athlete is to increase your earnings then you will need to research on how to optimize your revenues through the sport. Likewise, if your reasons are for self-fulfillment, then you will need to ways that help you achieve just that.

Have a Plan

A plan is a continuous record that helps you keep progress of your activities. As an athlete or racquetball player, you will fail to get the desired goals if you fail to have a plan. This said, your plan should be realistic and very much attainable therefore ensure you are real with yourself when coming up with your plan.

Get a Coach

If you want to be a professional racquetball player, a coach is one person that will come in handy. Note a coach is somebody who will help you with your training while at the same time motivating you to be better. Do not fear traveling far and wide or paying expensively to get a coach.

Do Not Compromise with Practice

Practice makes perfect. When it comes to any sport, racquetball included, no statement can emphasize on how to achieve success better than this. Take your training seriously as every second of it counts. However, ensure you are doing the right practice that will help you with your end goal.

About Sawyer Howitt

Sawyer Howitt is a businessperson with a keen eye on racquetball. Since a tender age, he has always enjoyed this sport and now seeks to help the players becoming professional by offering them insights on how to build themselves. Mr. Howitt is the current Project Manager at Meriwether Group and a second-year student. He loves giving to charity too.

October 4, 2017

Posted In: Uncategorized

Waiakea Water: Purity and Sustainability

Waiakea Water is extensively known not only for being a premium but also a bottled water brand of Hawaii. The procedures that facilitate the bottling process takes place within Southern California. The establishment of the firm took place in 2012. They believe that classification of water sources puts theirs as one with the internationally purest surroundings.

Waiakea Volcanic Water is a result of rains emerging from the volcano’s peak, that is classified as the purest, and snow melting. The filtration procedure for the water then follows. It entails passage through a thick lava rock which is porous. The seclusion of Mauna Loa Volcano is the strategy in place to ascertain that the water in question is not only pure but also clean. The surrounding consists of forest reserves that are not only rich but also bio-diversified.

There exists a slogan that motivates the intake of water that is not only ethical and healthy but also sustainable. The slogan facilitates Waiakea a lot in its course of market intensification. Their cost of sale is affordable as the estimation is $3 for any liter of water that is bottled.Ryan Emmons is the founder and serves as the Company CEO. His explanation is the source of origin for the water is communal. Despite the fact that the indication is not available on the website and the images, this is the real truth and a reason to trust the brand. According to the statistics of the company a year back, the company’s worth was $10 million. From then onwards, it has been transforming.

Sometimes, simply by sitting, the soul collects wisdom. || @luis.axta

A post shared by @waiakea on

Notably, the bottling process for the water happens in California. The location is about 2,500 miles from the water source. Sustainability claims already in place are currently undergoing investigation. The department’s concern at hand is in line with the need to consider issues like labeling.

The Company CEO, Ryan, through his email to, confirms that the origin of the water is within the county. He also outlines that no additional components are placed upon the termination of the sourcing procedure.

October 4, 2017

Posted In: Bottled Water, Business, Business Expert, Degradable Plastic Bottle

Avi Weisfogel is Focused on Providing Relief to Patients

Sleep is often overlooked in favor of completing busy schedules and meeting deadlines. However, it is essential for the health and well-being of all human beings. Depriving the body of, at least, seven to nine hours of uninterrupted sleep can have serious consequences to your health and physical appearance.

For instance, sleep deprivation can cause puffy or even blood-shot eyes, a wrinkled face, and mood swings. Sleep is vital for repairing the body and recovering from physical and mental stress. Today, one effective way of treating sleep-related medical conditions is seeking the services of a specialist like Dr. Avi Weisfogel from New Jersey.

Dr. Weisfogel has specialized in the diagnosis and treatment of sleep apnea, which is characterized by breathing pauses during sleep. Sometimes patients wake up choking from their sleep. As a result, the condition should be immediately addressed to prevent it from affecting one’s sleeping patterns.

Dr. Avi Weisfogel

Dr. Avi Weisfogel is not only a renowned dentist in New Jersey but also a sleep apnea specialist. He studied Biology and Psychology at Rutgers University before enrolling for a Doctor of Dental Surgery degree at New York University. He then moved back to his hometown where he opened Old Bridge Dental Care. The private dental practice has won many awards.

During his dental practice, Dr. Weisfogel started interacting and helping patients who were suffering from different sleep disorders. As his interactions with these patients increased, he began realizing that oral therapy held the key to helping people suffering from sleep apnea. His dream was to find and provide a global solution to this condition.

Therefore, in 2012, he opened the trailblazing Owner Unlimited Sleep Patients program. It was primarily a think tank that dedicated resources to finding a solution for treating sleep apnea. The platform was also used to engage stakeholders through holding lectures.

Dental Sleep Masters

Dr. Weisfogel designed the Dental Sleep Master’s Program to help tailor sleep appliances and solutions that provided lasting relief for people with sleep disorders. It focused primarily on orally applied therapy. Today, Dr. Weisfogel’s attention is split between his dental practice, the Dental Sleep Master’s Program, and charity work.

October 4, 2017

Posted In: Business, Business Expert, Dental Care, Sleep Apnea Treatment