There Is More to Retirement Than Finance, Says HCR Wealth Advisers

Almost everybody spends roughly fifteen to twenty years planning for their retirement financial wise. It is only a small percentage that prepares for the non-financial aspects of retirement which are also as crucial as having enough money in savings. It is true that taking care of the financial aspect is the primary interest of most retirees. However psychological, emotional, physical and intellectual adjustments are also as crucial if one is to enjoy his/her retirement.

Retirement is usually considered the honeymoon of life because people get to enjoy the fruits of their hard work without commitment to big money projects such as paying school fees and mortgage loans. However, if not properly planned for, it would be a hard time trying to make the adjustments from your career schedule to your new retirement life. It is also a normal occurrence for retirees who have huge chunks of money which are not committed to a particular course, to engage in destructive behaviors like alcoholism to fill the void that retiring has created.

HCR Wealth Advisors advises people planning to retire not to neglect the non-financial part of their retirements because they will want to have a good life while in retirement. They say it is common for retirees to get bored, start unhealthy eating habits or lower their self-esteem because of feeling inadequate. HCR Wealth Advisors is mindful of the retirees and offers some insight on how to live life after retirement, in a plan dubbed New Retirement.

According to HCR Wealth Advisers, people on the verge of retirement or planning to retire should plan for a change in their lifestyle and a transition to their new life in retirement. This will enable the phase of transition to be less chaotic and help them psychologically adapt faster to their new environment. They also say that retiring does not mean one has to stop working.

The financial advisory firm says that retirees would find more flexible ways to continue with their line of work. Retirement is the prime time for people to learn or do what they had always wanted to do but life got in their way. It is common for retirees to pick up new hobbies and also develop new relationships with people they had never met before.

The New Retirement plan from HCR Wealth Advisors (@HcrWealth) caters for all the social and psychological factors that retirees are likely to face. This is in line with their philosophy of helping their clients experience smooth transitions in all lie stages.

More about HCR Wealth Advisors

The registered investment advisory firm offers financial service and wealth management, consulting, business service, and insurance service. The mission of the firm is to build permanent relationships with clients through excellent service, communication education, and trust. HCR Wealth Advisors works to ensure that its customers are shielded from financial risks that may complicate their transitions in life.

Go here for more info: https://www.holdingschannel.com/13f/hcr-wealth-advisors-top-holdings/

HCR Wealth Advisors is not affiliated with this website.

Find out the Prediction Jed McCaleb Has Made

People with big dreams do great things to see their dream come true. If you ever come across people like Jed McCaleb who wish to change the world, you would discover how passionate they are about it. Since he started his career, Jed has always desired to see the world change for better. Most people with such a goal don’t mind investing their money and time in a hard industry. This is what Jed decided to do. He invested in a programming course with the idea of changing the video game industry. The American programmer desired to transform the blockchain and the file-sharing industry.

Wherever Jed worked in, he left a memorable mark. He ensured the place is better than he found it. It didn’t matter what it would cost him to do so, but he had to do it anyway. Most peers today still use the eDonkey technology Jed McCaleb created to share files and programs. The video game trading network that looked simple a few years ago has become a mega worldwide bitcoin exchange today. Jed is using Stellar to bring banking services to people who could not access them before.

He co-founded Stellar together with Joyce Kim to transform the banking services. This company uses blockchain coding to ensure Europe, Asia, and other places receive quality banking services. When Jed came up with Stellar, his main concern was to correct the financial system faults that existed. Besides being the co-founder, Jed is also the CTO of Stellar. He has adequate skills to make accurate and excellent predictions about the future of the financial industries and blockchain. Jed McCaleb believes the blockchain implementation will be complete in about ten years to come, making banks available all over the world.

Stellar has many clients in America and across the globe. IBM happens to be one of the reputable American clients Stellar has today. IBM specializes in producing the largest computer parts in the world. IBM is today conducting its global business transactions using Stellar’s secure and safe software. If bigger companies such as IBM can trust Stellar, Jed says even the small, independent companies across the world will do the same. Jed McCaleb also says the stock trade would one day be complete through blockchain or cryptocurrency.

Reference: https://www.cnbc.com/video/2018/03/23/the-rise-of-the-alt-coin-according-to-the-stellar-co-founder.html

Ryan Seacrest Is A Busy Man Of Many Faces

Ryan Seacrest is a busy man. Very, very busy. Perhaps best known for hosting the popular ‘American Idol’ talent competition television show on Fox (and now on ABC), the list of credits this TV personality, television producer, and disc jockey is most impressive.

Born in Atlanta, Georgia on Dec. 24, 1974, Ryan decided early on in life that he wanted a career in radio. In the mid-1990s, Ryan moved west to Los Angeles, California. Soon after arriving, he got a popular afternoon radio show launched. He really hit the big time in 2002, becoming the host of ‘American Idol’.

As radio was his first passion, Ryan listened to, studied and copied the styles of popular DJs Rick Dees and Casey Kasem, with Dick Clark serving as another influence in Ryan’s formative years. His radio interest led him to take an internship at an Atlanta radio station, and he worked there while attending the University of Georgia.

Upon arriving in LA and diving into his multi-faceted career, the list of his credits and accomplishments is mind-boggling. His current radio jobs include: ‘On Air with Ryan Seacrest’; ‘American Top 40’; and one of the morning drive-time personalities on 102.7 KIIS FM in Los Angeles. On television, he is the annual host of ‘Dick Clark’s New Year’s Rockin’ Eve’; is the co-host of ‘American Idol’; is the host of the Walt Disney World Christmas Day Parade; a co-host on ‘Live with Kelly and Ryan’; and an extensive listing of additional current activities and past credits and appearances.

On top of everything else he does, Ryan established his own clothing line and an extraordinary organization that is thriving, the Ryan Seacrest Foundation. It is a non-profit organization which dedicates itself to motivate and providing inspiration to young people through entertainment and initiatives which focus on education.

The Foundation, with its Seacrest Studios, takes its first initiative aiding and helping young patients in pediatric hospitals. Helping patients explore the worlds of radio, TV, and new media, it is hoped that this contributes positively to the children’s healing process.

Seacrest Studios are located in hospitals and medical centers in the following cities:

  • Atlanta
  • Philadelphia
  • Dallas
  • Orange County, CA
  • Charlotte
  • Cincinnati
  • Denver
  • Boston
  • Washington, D.C.
  • Nashville

JED MCCALEB ON HI-TECH FINANCIAL PAYMENTS.

Jed McCaleb, the CEO stellar organization, is a believer in controlling technology to help reduce incompetence and also improve the human condition. He together with Joyce Kim co founded stellar development in the year 2014.

Stellar development was founded mainly to oversee stellar protocol development. Its vision is to provide an internet protocol level for payment, aiming at connecting numerous payment networks and financial institutions together so that payment of money can operate just like an email where one will be required to connect to all banks and financial institutions.

Stellar utilizes Federated Byzantine, a new consensus form, originated by Professor Mazieres David of Stanford. This model form allows a network node to select several other nodes that it can trust, and in turn, it creates a structure in the form of a web of consensus in a network. From this model, stellar does not require many validators for them to be successful, as Jed McCaleb explains is that they need a thousand validators, and from this, a flexible trusted network is created since it is easier to route around if a problem arises. From these trust nodes, bad actors are easily removed from the trusted network node list.

Since this consensus method works with fewer full nodes compared to the other models, most people believe it is less secure. Jed McCaleb opposes that attitude explaining that contrasting Bitcoin, stellar blockchain having full nodes is lightweight for its clients and that anybody is capable of doing it.

According to Jed McCaleb, stellar is determined to work with several financial institutions and big banks but is not interested in involving itself with the economy of the private blockchain. He says that the private blockchains are less explored in the development of the blockchain industry.

Jed McCaleb focuses on developing the stellar business to another level. He is determined to make stellar network a standard network such that people can send money worldwide and that people accept it purely. He further publicized his spread out the interface of exchange that should be launched by stellar in the year 2018.

Visit this Behance post to know more about the latest news on cryptocurreny.

Building the Ferrari-like Military Gears with Ronald Fowlkes at First Spear

Ronald Fowlkes, who is popularly known as Ronnie Fowlkes, is a former team member of St. Louis police department SWAT team, and a former US Marine Corps. After high school, when he was 17, Ronald joined the Marine after several turndowns due to his young age, and he went on to graduate from the famed Army Jump School. He is the current director of business development and co-owner of First Spear Product Development Group. Before joining First Spear, Ronald Fowlkes was a business development manager at Eagle Industries. He worked at IWT Group as the military product sales & business development manager.

 

At First Spear, Ronald Fowlkes has worked tirelessly and actively for 20 years in designing, developing and delivery of high-quality equipment and gear enlisted with the armed forces for security firm officers. He is mandated to coordinate professional users from different departments, mostly military and law enforcement departments. His task is vital for First Spear since he has to demonstrate his business development and operational experience as a marketing plan for innovative designs.

 

He was led to First Spear following continued exposure during his time at the Corps. His interest more aroused when he found First Spear gears when he later joined the police and the SWAT team. While at the SWAT team, he was quick to learn the good design and durability of First Spear gears that happened to be made in his hometown, St. Louis. His journey through the Corps, SWAT, and IWT helped to build a unique experience making him the right candidate with the understanding of unique mission requirements that First Spear needs to adapt to keep up and set industry needs.

 

Ronald Fowlkes desire is to continue with the reputation and reliability of First Spear. This has made marketing of their products much easy as satisfied customers including NATO who handle 30% of their business recommend and refer other clients. They also attend trade shows and mostly do conduct their business in the field working with local and state law enforcers and in the DOD. Their focus on quality products ensures that they get repeat business as they keep their customers happy.

 

To bring ideas into top quality gears, Ronald Fowlkes believes in teamwork where developers work closely with clients to determine what their requirements are. Mostly they get ideas from the end users, and from the field, where First Spear builds an RFI after which the company internal R&D teams start working to meet the expected goals.

 

He says that to keep them in business and protect their products from counterfeits, they patent them. This includes the laser cutting and tube technology which has eased their workload by 40%.

 

Fast Secure Growth Excites Hussain Sajwani

The growth of DAMAC Properties as a global leader in the luxury real estate sector has been fast and efficient as the majority of the last 15 years have seen the Dubai-based investor make specific moves across the world to improve the standing of his company. Despite only being in operation for 15 years as a luxury real estate investment group, Hussain Sajwani and DAMAC Properties continue to create new and exciting projects with more than 40,000 units planned to be up and running by the end of the decade.

 

Hussain Sajwani is a scholar who spent a large amount of his college time in the U.S. learning as much as possible about the success he could achieve in the world of global finance. Hussain Sajwani believes success can be achieved by looking at history and making sure the lessons of the past are learned for the future; to this end, the founder of DAMAC Properties believes every business and real estate step he has taken over the years has led him to his current position as a successful entrepreneur and business leader. In his own career, the University of Washington graduate has often stated he has no regrets about his chosen career path and the choices he has made as these have set him on the path to his current position in life.

 

The growth of DAMAC Properties has reached dizzy new heights in recent years with a dedicated move towards finding global success as a luxury real estate developer with a new office located in London where its major developments are now located. The ability to connect with individuals from across the planet using social media platforms is one of the most exciting trends available in the view of Hussain Sajwani as he can work to market his company in a positive and efficient manner.

Watch Hussain Sajwani on Youtube: https://www.youtube.com/watch?v=RHFRjd7o4Gs

Hussain Sajwani Brings Reva Residences In Business Bay with DAMAC Properties

Dubai is known as one of the centers of luxury living. And the buyers of this 5-star city only demand the best. So it is an occasion when one of the world’s top developers brings a 5-star residence to the city. That developer, Hussain Sajwani, has set a new standard for living in Dubai with the Reva Residences in Business Bay.

 

As the Cheif Executive Officer of DAMAC, Hussain Sajwani is known as one of the most influential and important people in the world of real estate development. And Mr. Sajwani only demands the best in every one of his development projects. That is why Reva Residences in Business Bay is such a notable event for Dubai.

 

So what are Reva Residences? This new development is located in the heart of Dubai’s Canal District. This tower residence boost 24-hour concierge service as well as incredible views of the Dubai canal. Each residence is luxuriously appointed with only the best materials and fixtures throughout each unit. Starting at AED 699,000, Reva Residences are sure to attract the most discerning customer.

 

Reva Residences is setting a new mark in the Business Bay area which is fast becoming the go-to district in Dubai. Located just steps away from Dubai’s finest dining and entertainment, Reva Residences is perfect for those who seek an active life. In addition to the great location to dining and entertainment, residences can also look forward to invigorating walks or runs on the nearby pedestrian trails.

 

Additional amenities of the Reva Residences include an outdoor kids playground, a fully-equipped gym, temperature-controlled swimming pool as well as a sauna room. Quite simply, Reva Residences have spared no expense to give residences the ultimate luxury living experience.

 

Reve Residences developer Hussain Sajwani is an Emirati real estate executive who heads one of the fastest growing companies of the past five years. As the Cheif Executive Officer of DAMAC, Mr. Sajwani has developed over 19,000 apartment units with another 44,000 units currently under development. As the largest developer in the Middle East, Mr. Sajwani is shaping luxury living in one of the fast-growing regions of the world.

More on DAMAC Owner, Hussain Sajwani: https://www.youtube.com/watch?v=YDq-UMdxtyQ

How Joel Friant Brought his Original Habanero Shaker to the Internet

Joel Friant was in Jamaica when he discovered the Scotch Bonnet, a variety of habanero chili pepper. Joel was on a quest to find the perfect pepper to use for his product the Original Habanero Shaker.

 

Joe conceived of the idea for the Original Habanero Shaker when he was operating his restaurant. The restaurant, which featured the original Thai fast food concept that earned Joel the nickname “The Thai Guy,” was launched in 1995. It was known for its unique flavors and spicy food.

 

Joel envisioned each table of his restaurant having a spicy habanero pepper flake shaker, but he was dismayed to discover that there were not any high-quality shakers available on the market. Disheartened but not discouraged, Joel set out to create his own habanero shaker and pledged to create a product that contained only habanero pepper flakes.

 

Joel’s Original Habanero Shaker, unlike others on the market, is filled with only 100 percent habanero chili pepper flakes. He did not want his product to contain salt, sugar, or other pointless fillers, and so he created a product packed with spice and flavor.

 

Following the launch of his Original Habanero Shaker, Joel Friant looked at other areas of business to venture into. He chose real estate and began to flip houses, a process that involves purchasing old homes, restoring them, and then selling them for a profit.

 

Joel enjoyed the real estate business, and so he went to work as a real estate salesman. He was a master at his craft, and shortly after joining a real estate firm, was named the top salesman.

 

In 2008, Joel decided to decode the methods of personal and business success. He studied successful people and began to provide seminars and literature about the methods of success.

 

In 2012 Joel presented his new website, a platform for the Original Habanero Shaker. Joel continues to sell this product online. In his spare time, Joel follows the fluctuations in cryptocurrency such as bitcoin.

Roberto Santiago Rebuilding Brazil One Business At A Time

Brazil’s retail forecast is a report about growth which is a great recovery report after two years of a slow recession. Despite this rebounding expectation, shopping has continued and is a great boost toward the favorable emerging gross domestic product statistics. Adding to the economic predictions of higher retail numbers is the Manaira Shopping center. The Manaira Shopping retail center in Joao Pessoa is owned and designed by Mr. Roberto Santiago. This premiere shopping mall has already been visited by millions of shoppers, diners, and fun seekers.

 

Mr. Santiago didn’t just throw shops together, he constructed the three tier Manaira Shopping center with a great deal of forethought. He knew that a retail brick and mortar center would have to transform the whole consumer shopping, dining, and entertainment experience. Roberto Santiago designed the Manaira Shopping mall with amenities that are unique to the northern Brazilian area. The tiered mall houses fashionable brands and home leisure accessories, surrounded by Brazilian colorful flora and exquisite landscape architecture. The beautiful Manaira Shopping mall also features entertainment for all ages, like comfortable movie theaters, bowling alleys, amusement park sections, fully-equipped gyms, and the rooftop Domus Hall.

 

The Dormus Hall features a large stage for entertainers from around the world to perform. Dormus Hall is also home to local events like weddings, anniversary celebrations, local fairs, and more. Roberto designed Manaira Shopping to be a one-stop shopping experience and a home-away-from-home. Brazilians and visitors can dine in the mall’s large food court or at any of its chef-inspired restaurants and upscale bars. The description of the Manaira Shopping center exemplifies the amazing vision that Roberto had for its existence. Inside of Manaira Shopping are also banking establishments and an accredited college.

 

There is no questions that Roberto Santiago is a distinguished realtor and developer. He designed the Manaira Shopping center and has another smaller mall nearby for the residents to enjoy and to help jump-start the economy of Brazil by employing many local residents in his businesses. Mr. Santiago loves his country and building businesses enables him to give back to the community. Roberto is a brilliant entrepreneur and businessman. He attended both the Marist College Plus X and the University of Joao Pessoa where he attained a business management and finance degree. Roberto enjoys family time and has a favorite hobby of motocross racing which he supports and participants in championship races.

 

Jennifer Walden, a Passionate Cosmetic Surgeon

Walden was the Salutatorian of her class in the University of Texas Medical Branch at Galveston. She finished aesthetic surgery fellowship at the Manhattan Eye, Ear and Throat Hospital. She started a successful practice in New York City. She then returned to her hometown in 2011 following the birth of her twin boys. Walden wrote the book Aesthetic Plastic Surgery.For the eight years that she has been practicing surgery, she has focused on cosmetic surgery in breast augmentations, eyelid lifts, rhinoplasties facelifts, liposuction and minimally invasive procedures like injecting Botox.

Walden terms herself as a rarity because she is one of the few female doctors who major in cosmetic surgery. Walden has experienced the benefits of being a woman plastic surgeon. This is because most cosmetic plastic surgeon clients are women and they are more comfortable being attended by a fellow woman. The main reason is that a female plastic surgeon is less likely to be judgemental because probably she has experienced the same issue.Jennifer Walden’s career is driven by the desire to see women live a happy life. Many women go through abdominal changes during pregnancy and breast changes after nursing.

The sogginess of their muscles make them uncomfortable and embarrassed, and they mostly feel comfortable sharing their need with a woman. She views plastic surgery as a way for women to have a better quality of life and self-confidence.Apart from her being an American plastic surgeon, Walden is a media commentator, and founder of Jenifer L. Walden, M.D., and PLLC. She is also one of the first doctors to use a Thermal of vaginoplasties and labiasties. Walden uses a 3-D imaging technology that visualizes the targeted look before surgery is performed on the client. Walden has been named before, as one of Harper’s Bazaar’s 24 best BeaUTy Surgeon.