There Is More to Retirement Than Finance, Says HCR Wealth Advisers

Almost everybody spends roughly fifteen to twenty years planning for their retirement financial wise. It is only a small percentage that prepares for the non-financial aspects of retirement which are also as crucial as having enough money in savings. It is true that taking care of the financial aspect is the primary interest of most retirees. However psychological, emotional, physical and intellectual adjustments are also as crucial if one is to enjoy his/her retirement.

Retirement is usually considered the honeymoon of life because people get to enjoy the fruits of their hard work without commitment to big money projects such as paying school fees and mortgage loans. However, if not properly planned for, it would be a hard time trying to make the adjustments from your career schedule to your new retirement life. It is also a normal occurrence for retirees who have huge chunks of money which are not committed to a particular course, to engage in destructive behaviors like alcoholism to fill the void that retiring has created.

HCR Wealth Advisors advises people planning to retire not to neglect the non-financial part of their retirements because they will want to have a good life while in retirement. They say it is common for retirees to get bored, start unhealthy eating habits or lower their self-esteem because of feeling inadequate. HCR Wealth Advisors is mindful of the retirees and offers some insight on how to live life after retirement, in a plan dubbed New Retirement.

According to HCR Wealth Advisers, people on the verge of retirement or planning to retire should plan for a change in their lifestyle and a transition to their new life in retirement. This will enable the phase of transition to be less chaotic and help them psychologically adapt faster to their new environment. They also say that retiring does not mean one has to stop working.

The financial advisory firm says that retirees would find more flexible ways to continue with their line of work. Retirement is the prime time for people to learn or do what they had always wanted to do but life got in their way. It is common for retirees to pick up new hobbies and also develop new relationships with people they had never met before.

The New Retirement plan from HCR Wealth Advisors (@HcrWealth) caters for all the social and psychological factors that retirees are likely to face. This is in line with their philosophy of helping their clients experience smooth transitions in all lie stages.

More about HCR Wealth Advisors

The registered investment advisory firm offers financial service and wealth management, consulting, business service, and insurance service. The mission of the firm is to build permanent relationships with clients through excellent service, communication education, and trust. HCR Wealth Advisors works to ensure that its customers are shielded from financial risks that may complicate their transitions in life.

Go here for more info: https://www.holdingschannel.com/13f/hcr-wealth-advisors-top-holdings/

HCR Wealth Advisors is not affiliated with this website.

The Healing Studio

Sitting at the bedside of a sick child faced with a long term injury or illness is difficult. The hours spent in the hospital room waiting for test results and some sign of physical improvement can be stressful. For the child in the bed wondering what will happen next this can be very frightening and depressing. When a celebrity visits or volunteers come to entertain them, the positive effects are clearly seen. The children are happier and for a brief moment they are not concerned about their condition.

In 2010 Ryan Seacrest saw the positive effects of his visits to children in long term hospital stays and wanted to do more. After talking with his family a decision was made to create the Ryan Seacrest Foundation with the goal of having a lasting positive effect on hospitalized children. They decided to create a studio in the hospital where children and their families can come and play. The studio will be filled with radio and video equipment. The children have the opportunity to create a radio show or video that will broadcast in the hospital. For the children that can come to the studio they have the opportunity to learn how to use studio equipment and exercise their creativity. For the children that cannot leave their rooms, the activity in the studio is broadcast to their rooms where they can enjoy the fun. Quite often the studio will have a special visitor. A celebrity from the music industry, television, and movies will sometimes stop by and sing a song or do an interview. These visits bring a special smile on the faces of the children.

The studios also have an intern program for students from local colleges who are studying communications. This program gives students experience in studio production.

Currently the Ryan Seacrest Foundation have studios in 10 major hospitals across the country. Their desire is to touch as many children as possible across our nation and to expand around the world. The fun and activities of the studio help the children and their families to escape their worries and heal. You can also read this article from The New York Times.

If you want to participate with Ryan’s foundation, contact him:
https://www.instagram.com/ryanseacrest/?hl=en
https://twitter.com/RyanSeacrest

Find out the Prediction Jed McCaleb Has Made

People with big dreams do great things to see their dream come true. If you ever come across people like Jed McCaleb who wish to change the world, you would discover how passionate they are about it. Since he started his career, Jed has always desired to see the world change for better. Most people with such a goal don’t mind investing their money and time in a hard industry. This is what Jed decided to do. He invested in a programming course with the idea of changing the video game industry. The American programmer desired to transform the blockchain and the file-sharing industry.

Wherever Jed worked in, he left a memorable mark. He ensured the place is better than he found it. It didn’t matter what it would cost him to do so, but he had to do it anyway. Most peers today still use the eDonkey technology Jed McCaleb created to share files and programs. The video game trading network that looked simple a few years ago has become a mega worldwide bitcoin exchange today. Jed is using Stellar to bring banking services to people who could not access them before.

He co-founded Stellar together with Joyce Kim to transform the banking services. This company uses blockchain coding to ensure Europe, Asia, and other places receive quality banking services. When Jed came up with Stellar, his main concern was to correct the financial system faults that existed. Besides being the co-founder, Jed is also the CTO of Stellar. He has adequate skills to make accurate and excellent predictions about the future of the financial industries and blockchain. Jed McCaleb believes the blockchain implementation will be complete in about ten years to come, making banks available all over the world.

Stellar has many clients in America and across the globe. IBM happens to be one of the reputable American clients Stellar has today. IBM specializes in producing the largest computer parts in the world. IBM is today conducting its global business transactions using Stellar’s secure and safe software. If bigger companies such as IBM can trust Stellar, Jed says even the small, independent companies across the world will do the same. Jed McCaleb also says the stock trade would one day be complete through blockchain or cryptocurrency.

Reference: https://www.cnbc.com/video/2018/03/23/the-rise-of-the-alt-coin-according-to-the-stellar-co-founder.html

HCR Wealth Advisors Encourages Teaching Children Financially Literacy

HCR Wealth Advisors, a registered investment advisory firm, wants parents to begin their child’s journey to financial literacy early.

If you make the experience rewarding, saving and investing can become second nature to a child. HCR Wealth Advisors wants to help you turn financial literacy into a skill for your children as they prepare for adulthood.

When a child receives money for doing a task at home, they begin to understand that it is necessary to work to earn money. Simple household tasks, such as taking out the garbage, can be leveraged toward that end. As the child grows, you can increase their responsibilities. This increases the value they add, so you can also increase their allowance.

A basic two-column budget can show income on the left, expenditures on the right and a goal at the top. Have your child write what they want on the budget sheet along with its costs. Such a budget sheet can reinforce ideas about financial responsibility and what it takes to earn a reward a child may desire.

You can also help your child by starting a savings account for them. At first it will be complicated, but as they take on one task at a time, it won’t be long until handling a bank account will be as easy as tying their shoes.

Keep a running dialogue with your child about the effects of investing and the consequences of not investing. When they’re ready, explain the basics of financial markets to them. Give them one share of stock and set them up with an online stock trade simulator to reinforce the lessons.

HCR Wealth Advisors knows that an adult with a strong early education in financial literacy will be better prepared to meet their financial goals and be ready for retirement. HCR Wealth Advisors takes pride in educating their clients.

Read this article here: https://whalewisdom.com/filer/hcr-wealth-advisors

HCR Wealth Advisors is not affiliated with this website.

Ryan Seacrest And His Love For Helping Children

Ryan Seacrest, a TV star, Radio host, and passionate philanthropist.

Beginnings and Television career

Ryan Seacrest is a TV and Radio personality born in Atlanta, Georgia in 1974 to a real estate lawyer and a homemaker. As an infant, unlike the rest of the kids, Ryan enjoyed playing talk show host instead of playing with toys. Soon after, at the age of 16 Seacrest started an internship at WSTR FM working with Tom Sullivan who eventually trained him and gave him a job on the radio station working weekends. Eventually, he left when he got accepted into the University of Georgia (UGA) after graduating high school.

Finding the need to pursue his passion he eventually found the need to leave UGA and move to Hollywood, CA where he would suddenly be surrounded by opportunities. Though very popular as a radio host, his breakthrough and eventual success came in the form of TV hosting when in 1993 he hosted the first season of Radical Outdoor Challenge on ESPN. The following years he continued to host TV shows such as Knock Knock Live, American Idol and Live with Kelly and Ryan alongside Kelly Ripa. Throughout the years he has also continued working on radio with his latest and current show being On Air with Ryan Seacrest.

Philanthropy

Seacrest inaugurated the Ryan Seacrest Foundation in 2010 and two years later named Selena Gomez the Ambassador. The foundation currently serves nine children hospitals in seven different states including Massachusetts, Colorado, Texas, Ohio, Pennsylvania, Georgia, and two in California.

The Ryan Seacrest Foundation focuses on the wellbeing of kids and has recently committed to creating a new project called Seacrest Studios. The project is based in hospitals, where children are encouraged to explore radio and media. Seacrest Studios provides suffering children with motivation, energy, and optimism. Something they need as they go through long and painful healing procedures. Visit Ryan Seacrest’s Facebook page if you want to get involved with RSF.

The project also aims to reach out to media students who want to gain hands-on experience in the fields of broadcasting, programming, and multimedia center operations.

More information about Ryan Seacrest: https://www.businessoffashion.com/articles/people/how-ryan-seacrest-went-from-hosting-american-idol-to-selling-50-million-worth-of-menswear-a-year

Building the Ferrari-like Military Gears with Ronald Fowlkes at First Spear

Ronald Fowlkes, who is popularly known as Ronnie Fowlkes, is a former team member of St. Louis police department SWAT team, and a former US Marine Corps. After high school, when he was 17, Ronald joined the Marine after several turndowns due to his young age, and he went on to graduate from the famed Army Jump School. He is the current director of business development and co-owner of First Spear Product Development Group. Before joining First Spear, Ronald Fowlkes was a business development manager at Eagle Industries. He worked at IWT Group as the military product sales & business development manager.

 

At First Spear, Ronald Fowlkes has worked tirelessly and actively for 20 years in designing, developing and delivery of high-quality equipment and gear enlisted with the armed forces for security firm officers. He is mandated to coordinate professional users from different departments, mostly military and law enforcement departments. His task is vital for First Spear since he has to demonstrate his business development and operational experience as a marketing plan for innovative designs.

 

He was led to First Spear following continued exposure during his time at the Corps. His interest more aroused when he found First Spear gears when he later joined the police and the SWAT team. While at the SWAT team, he was quick to learn the good design and durability of First Spear gears that happened to be made in his hometown, St. Louis. His journey through the Corps, SWAT, and IWT helped to build a unique experience making him the right candidate with the understanding of unique mission requirements that First Spear needs to adapt to keep up and set industry needs.

 

Ronald Fowlkes desire is to continue with the reputation and reliability of First Spear. This has made marketing of their products much easy as satisfied customers including NATO who handle 30% of their business recommend and refer other clients. They also attend trade shows and mostly do conduct their business in the field working with local and state law enforcers and in the DOD. Their focus on quality products ensures that they get repeat business as they keep their customers happy.

 

To bring ideas into top quality gears, Ronald Fowlkes believes in teamwork where developers work closely with clients to determine what their requirements are. Mostly they get ideas from the end users, and from the field, where First Spear builds an RFI after which the company internal R&D teams start working to meet the expected goals.

 

He says that to keep them in business and protect their products from counterfeits, they patent them. This includes the laser cutting and tube technology which has eased their workload by 40%.

 

Jed McCaleb – Programmer to the Financial Future

Jed McCaleb programs software and he is a cryptocurrency expert. Jed is known for creating the first Bitcoin exchange. He also created the first decentralized peer to peer file sharing network.

 

Stellar is Jed’s newest venture created in 2014. He leads the technology department of Stellar. Basically he is the creator of the main product. His contribution is so significant that he serves as co-founder and CTO. Stellar is a worldwide financial network. Jed spends his time of course coding, building and maintaining Stellar yet he is also busy building the business side of the organization by interacting with emails, etc.

 

Stellar is a not for profit organization. The goal of the organization is to combine the education of technology and the knowledge of explaining digital finances to the world. This goal in itself is an much needed educational blanket across the world. Jed McCaleb started Stellar because he recognized issues behind the Bitcoin system. Stellar is an open source worldwide connected network that connects all digital financial institutions.

 

One of Jed McCaleb’s goals is to get the persons in the world that have no banking options an affordable way to join the banking world. Jed and his team have upgraded Stellar since its beginning in 2014. They have upgraded its security. They perform several tests to allow for the system’s safety to reach its highest potential. Stellar has a system that allows for global advancement because Jed has positioned the core system outside of the main portion of the system.

 

The way Stellar operates is that Stellar only contributes to the core of the open source portion of the program. Stellar’s actual network is run by the worldwide community.

 

Jed McCaleb is also extremely interested and tied into the workings of AI. Jed believes that that Artificial Intelligence will improve the issues currently being faced with blockchain. Jed McCaleb currently lives in the San Francisco Bay area.

Read more on Jed McCaleb here: https://github.com/jedmccaleb

Siteline Cabinetry designs beyond your expectations

Corsi Group has refined kitchen design by adding Siteline Cabinetry to its repertoire of customized kitchens. With over 270 unique materials and finishes, Siteline provides not only customized cabinetry to fit your needs, but with short lead times of only four-to-five weeks making these products a must for homeowners and businesses alike.

Although Siteline Cabinetry has only aided customers to design customized kitchens, baths, and storage areas for the past two years, homeowners have enjoyed the quick turn-around and attractive features available. Many customers can brag about their custom kitchen or bath specifically designed for the space of their dreams.

Although Siteline Cabinetry has been manufactured since 2015, its parent company Corsi Group was established in 1973 by Pat Corsi in Keysville, Virginia. The entire focus of Corsi, CEO, and chairman of the company states is design, with a focus on its customer.

Not only does Siteline specialize in kitchens and baths in any style you desire, customized closets, storage and laundry areas designed for easy access are also available. These easy to design areas are a must for a well-maintained home.

As a brand Siteline Cabinetry has revolutionized the cabinet industry to provide the utmost value for your investment for every project. Their goal is to enhance the beauty of your home while increasing the functionality of the space by aiding in the design of the project from beginning to end. In addition to the aid of Sitelines highly trained, authorized personnel, the company prides itself on a quick turn-a-round to complete the project in record time to return your home to pristine conditions.

With a business model that prides itself on streamlining the perfect space with little down-time, Siteline delivers a multitude of styles along with many color and wood choices to enhance any home. Their authorized dealer aides in design and forwards your order to the main manufacturing plant in Virginia, where it is engineered to your standards with the latest technology.

Jennifer Walden, a Passionate Cosmetic Surgeon

Walden was the Salutatorian of her class in the University of Texas Medical Branch at Galveston. She finished aesthetic surgery fellowship at the Manhattan Eye, Ear and Throat Hospital. She started a successful practice in New York City. She then returned to her hometown in 2011 following the birth of her twin boys. Walden wrote the book Aesthetic Plastic Surgery.For the eight years that she has been practicing surgery, she has focused on cosmetic surgery in breast augmentations, eyelid lifts, rhinoplasties facelifts, liposuction and minimally invasive procedures like injecting Botox.

Walden terms herself as a rarity because she is one of the few female doctors who major in cosmetic surgery. Walden has experienced the benefits of being a woman plastic surgeon. This is because most cosmetic plastic surgeon clients are women and they are more comfortable being attended by a fellow woman. The main reason is that a female plastic surgeon is less likely to be judgemental because probably she has experienced the same issue.Jennifer Walden’s career is driven by the desire to see women live a happy life. Many women go through abdominal changes during pregnancy and breast changes after nursing.

The sogginess of their muscles make them uncomfortable and embarrassed, and they mostly feel comfortable sharing their need with a woman. She views plastic surgery as a way for women to have a better quality of life and self-confidence.Apart from her being an American plastic surgeon, Walden is a media commentator, and founder of Jenifer L. Walden, M.D., and PLLC. She is also one of the first doctors to use a Thermal of vaginoplasties and labiasties. Walden uses a 3-D imaging technology that visualizes the targeted look before surgery is performed on the client. Walden has been named before, as one of Harper’s Bazaar’s 24 best BeaUTy Surgeon.

NewsWatch Television Program Benefits Tech Businesses

There are many tech companies that have great products for sale. However, they have a hard time reaching consumers. If a business wants national exposure, they must pay premium dollars for this type of service. A business will also need the right type of medium to promote their products. One place is known as NewsWatch. This is a television program that is designed to report information about various technologies and entertainment.

 

Companies have used NewsWatch services to reach a wide market of consumers. NewsWatch has access to over 95 million people. That is how many people will eventually see this program after it airs. When a business has access to millions of viewers, this is great publicity that should provide good results. Let’s take a look at some testimonials about how various tech companies benefited from NewsWatch.

 

Saygus is a smartphone producer. This company wanted people to know about their latest products. They aired a story on NewsWatch about what they had to offer. Many consumers tuned in. This eventually led to big sales for Saygus. The vice president of the company, Tim Rush, stated that NewsWatch helped his company by knowing how to link their message to consumers. They made $1.3 million dollars on a projection of $300,000. This was a significant return that more than exceeded their expectations.

 

Gaming gear company Steelseries liked using NetWatch services because they knew how to communicate their products to consumers. Steeleseries understood that PR is very important for a company’s success in the marketplace.

 

NewsWatch is a great PR company that delivers top rated information about products and services. They make it simple for consumers to understand what is being communicated and how it will benefit them. NewsWatch is a great resource for tech companies to use when they want to increase their market presence and impact consumers with their goods.