Find out the Prediction Jed McCaleb Has Made

People with big dreams do great things to see their dream come true. If you ever come across people like Jed McCaleb who wish to change the world, you would discover how passionate they are about it. Since he started his career, Jed has always desired to see the world change for better. Most people with such a goal don’t mind investing their money and time in a hard industry. This is what Jed decided to do. He invested in a programming course with the idea of changing the video game industry. The American programmer desired to transform the blockchain and the file-sharing industry.

Wherever Jed worked in, he left a memorable mark. He ensured the place is better than he found it. It didn’t matter what it would cost him to do so, but he had to do it anyway. Most peers today still use the eDonkey technology Jed McCaleb created to share files and programs. The video game trading network that looked simple a few years ago has become a mega worldwide bitcoin exchange today. Jed is using Stellar to bring banking services to people who could not access them before.

He co-founded Stellar together with Joyce Kim to transform the banking services. This company uses blockchain coding to ensure Europe, Asia, and other places receive quality banking services. When Jed came up with Stellar, his main concern was to correct the financial system faults that existed. Besides being the co-founder, Jed is also the CTO of Stellar. He has adequate skills to make accurate and excellent predictions about the future of the financial industries and blockchain. Jed McCaleb believes the blockchain implementation will be complete in about ten years to come, making banks available all over the world.

Stellar has many clients in America and across the globe. IBM happens to be one of the reputable American clients Stellar has today. IBM specializes in producing the largest computer parts in the world. IBM is today conducting its global business transactions using Stellar’s secure and safe software. If bigger companies such as IBM can trust Stellar, Jed says even the small, independent companies across the world will do the same. Jed McCaleb also says the stock trade would one day be complete through blockchain or cryptocurrency.


4 Reasons For Investing In Freedom Checks

Checks are a tax-free dividend- like returns offered to American citizens who invest in companies which deal in domestic raw materials. Such companies are called Master limited partnerships or MLPs the checks are tax- free in that the investors do n’t pay any fee on them. The tax waiver is a federal initiative to encourage investment in the domestic raw material. The exemption makes provisions for tax-free return son any investments in companies that produce, process and market oil, natural gas and other high dem, and raw materials in the USA.

Tax – Free Bonuses

The tax waiver means that those who invest in the Checks receive very high returns. Investors pay a little tax if they sell out their shares, compared to others which don’t deal in domestic raw materials. Private investors make almost 100 percent profit. The returns are directly proportional to what one invites. The more significant the investment, the higher the returns. The returns also depend on the market performance of an MLP.

Regular payouts

People and companies who invest in Checks receive payments four times a year. The regularity with which clients receive payments, makes freedom checks reliable investment opportunity. Regular payouts make it possible to plan and invest in other financial opportunities available. They also mean that investors can re-invest their returns by changing them into shares. That will guarantee maximum profits at the end of the year. Read more at Agora News about Freedom Checks.

No Limitations

There are no limitations for investing in Freedom checks. The investment procedure is simple. A person needs to open an account online. Once an account is operational, the person can buy stakes in an MLP. Research about trending MLPs is possible online. One can also visit the company site of the MLP and study the company’s investment information before deciding to invest in it.

Exclusive Access To Information

Investing in Freedom Checks requires extensive research in all aspects of the financial markets. Investment in Freedom checks gives one the chance to know everything that is happening to financial markets. Companies provide their shareholders with regular updates about trends in the finance market.

The high returns, undelayed payments and increased access to information about finance makes Freedom checks a lucrative investment. They offer opportunities for safe and fast investment. They are a reliable investment for those who wish to retire early. Check:


Bruno Fagali Talks About New Restrictions Imposed On Cigarette Companies

     In a recent article published on Fagaspress, Bruno Fagali outlined the new changes that were being faced by cigarette manufacturing companies with regards to the packaging that they use. Several countries all over the world have already made changes with regards to their packaging, mainly with the intent of informing their customers about the ill effects of tobacco. The article follows up on a previous article that was published about cigarette packaging in the United States.

According to the new law passed by the Brazilian Government, companies that are manufacturing tobacco-based products have to abide by a new set of regulations which are enforceable starting in May 2018. This new law will apply to all companies that are involved in the manufacture of these products within the country and who are selling them in local markets.

One of the main changes that companies are asked to abide by in the inclusion of health warnings on the packaging that is being used. This includes the written text of the warning, and also a picture that depicts the effects that can have on a person. The images and messages on cigarette packaging are something that many countries all over the world have tried to enforce, and Brazil is now following in their footsteps.

The government has also laid down a number of guidelines to ensure that companies abide by the rules as intended and don’t include pictures that would otherwise counteract the idea that the government is trying to enforce. Images that promote any well being or calming attributes are strictly prohibited from this form of packaging. Tobacco products are also not allowed to be advertised in association with any type of cultural, sports, civil or religious activity.

About Bruno Fagali

Bruno Fagali is a lawyer from Brazil is regarded as a well-known name in the legal field. He has worked for a wide range of clients, most of which have been large companies from all over the world. He currently leads his law firm known as Fagali Advocaica which stands as a well-reputed law firm in the industry.


The Real Estate Knowledge of Todd Lubar

To get a true understanding of the value of the Baltimore real estate market, you have to use critical thinking skills and look past superficial media coverage. All it takes is a reasonable measure of due diligence and a look at the trends of business owners and real estate development to see that Baltimore has a massive opportunity. You can do all those things or just trust the advice of Todd Lubar.


The truth is Baltimore deserves its mantle of the Charm City. This city’s charm comes from a striking trend of turning older buildings into upscale apartments for up and coming property buyers. What used to be 10 Light Street is now a recreation and training center for athletic use. This conversion is made possible through the Under Armour Corporation. Following this real estate renovation, the Bank of America building has a new face and purpose as one of the city’s most sought-after Living Spaces.


According to Todd Lubar, there are several factors in play regarding the new life brought to Baltimore. One major reason for the recent changes to the area is its appeal to the millennial generation. Because the city of Baltimore offers a more reasonable cost of living in Washington DC, it appeals to younger home buyers who like to make a start after graduating from their institutions of education. This, in turn, effects the unemployment rate and average rate of pay.


To put things simply, business is booming in many different areas, and Baltimore stands ready to breathe in new life. This rebirth does not just center around the price of real estate. Growth in the way of trade and commerce from numerous start-up ventures has a hand in the recent progress. As a real estate guru, Todd Lubar knows that correlating phenomenal events can complement each other.


Better housing attracts professional buyers who in turn build relationships with local businesses that provide services. In recent times, it just feels fun and inviting to live in Baltimore. As a vested professional in the field of real estate, Todd Lubar has decades of experience on matters such as finance and credit, and he takes pride in sharing his insight with new or potential clients.


His experience comes from loyal service to corporations like Crestar Mortgage Corporation, Legacy Financial Group, and Charter Funding. His record of mortgage origination is quite incomparable, as Todd Lubar operates within an exclusive circle of professionals. From coast to coast, many people remember him as one of the top 25 workers in his field.


In fact, Todd Lubar has advice for those individuals looking to make a profit in the Potomac area. He advises that investors gain a strong grasp of regional demographics to maximize the potential for gainful returns. However, this data should be compared and contrasted with the resources available in the market.


Alexandre Gama Has A Killer Job

     Tom Brady is one of the greatest quarterbacks in the National Football League. Zlatan Ibrahimovic is unarguably the best overall player in Major League Soccer. Jeff Bezos is likely one of the most innovative thinkers throughout the world’s commercial landscape.

Just as these well-known, hard-working figures are either the undisputed best in their respective fields or – at a bare minimum – one of the best in their sports leagues, American world of business, or whatever field one works in.

Mr. Alexandre Gama is almost certainly the best advertiser in Brazil. Mr. Gama is known for groundbreaking marketing campaigns like that of Johnnie Walker’s Rock Giant line of advertisements. Not only did they boost sales by upwards of 50 percent within months of playing such advertisements, but Mr. Alexandre Gama was given an award from the parent company of Johnnie Walker, Diageo, for being the “Company of the Year.”

Many of Mr. Alexandre’s peers also buy into the widely-held opinion of him being such an influential businessperson. For example, some 12 years ago – the year was 2006 – About magazine, a popular publication in both English and Portuguese that’s manufactured in Brazil had hosted a large banquet in which the 250 present high-dollar businesspeople currently living and working across the Brazilian mainland were asked to provide nominations for who they, as individuals, believed the most culturally significant businesspeople throughout all of India were.

Mr. Alexandre Gama, as most readers can probably readily believe, was nominated to the list of the “who’s who” in the country of Brazil. He was nominated in conjunction with six other high-powered businesspeople and quasi-celebrity community figures.

Mr. Gama has also won awards like “Agency Director of the Year” and “Entrepreneur of the Year” from various sources.”

HCR Wealth Advisors Encourages Teaching Children Financially Literacy

HCR Wealth Advisors, a registered investment advisory firm, wants parents to begin their child’s journey to financial literacy early.

If you make the experience rewarding, saving and investing can become second nature to a child. HCR Wealth Advisors wants to help you turn financial literacy into a skill for your children as they prepare for adulthood.

When a child receives money for doing a task at home, they begin to understand that it is necessary to work to earn money. Simple household tasks, such as taking out the garbage, can be leveraged toward that end. As the child grows, you can increase their responsibilities. This increases the value they add, so you can also increase their allowance.

A basic two-column budget can show income on the left, expenditures on the right and a goal at the top. Have your child write what they want on the budget sheet along with its costs. Such a budget sheet can reinforce ideas about financial responsibility and what it takes to earn a reward a child may desire.

You can also help your child by starting a savings account for them. At first it will be complicated, but as they take on one task at a time, it won’t be long until handling a bank account will be as easy as tying their shoes.

Keep a running dialogue with your child about the effects of investing and the consequences of not investing. When they’re ready, explain the basics of financial markets to them. Give them one share of stock and set them up with an online stock trade simulator to reinforce the lessons.

HCR Wealth Advisors knows that an adult with a strong early education in financial literacy will be better prepared to meet their financial goals and be ready for retirement. HCR Wealth Advisors takes pride in educating their clients.

Read this article here:

HCR Wealth Advisors is not affiliated with this website.

Jim Toner a Fertility Specialist

Jim is a fertility specialist who is currently based in Atlanta, GA. He is certified and accredited as a reproductive specialist in Endocrinology and Infertility. He led a successful career at the Jones Institute for Reproductive Medicine in Norfolk, VA. Where he was the director fellowship program and Third-Party Reproduction program. He later joined the Atlanta Center for Reproductive Medicine in 2000 where he led a successful career. This is highly popular due to his success with the Third-Party Reproduction Program. As a result, he was appointed to be the director of the same program at ACRM.

Education background

Jim Toner graduated from St. Joseph’s College in Philadelphia where he was awarded a bachelor’s of science in psychology. He was later enrolled at the Medical Scientist Training program at the University of Pennsylvania. Here, he was awarded both his M. D. and Ph. D. degrees in 1985. Moreover, he decided to pursue is Residency and Fellowship training at the Jones Institute. The management later realized that Dr. Toner has a gift for teaching where he received his Resident of the Year Award. In 1990, Toner became an associate professor at the distinguished faculty in Jones Institute.

About Jim’s Fertility Expertise

Dr. Toner has led a successful path in his reproduction and fertility research. He has a distinguished record of in the creative department where he has published over 100 abstracts, 20 chapters, and 80 articles regarding reproductive medicine. He is popularly known for his research and revelations in ovarian reserve and the effects it has on the fertility. Moreover, he has also researched the role of progesterone in luteal support of Assisted Reproduction cycles.

Due to his achievements and revelations in reproductive medicine, he has received a couple of awards. To begin with, American College of Obstetricians and Gynaecologists gave Dr. Toner the Ciba-Geigy Award. He has also been awarded by the American Fertility Society, and the First Prize Paper.

Jim Toner specializes in advanced skills and expertise in the treatment of infertility and recurrent miscarriages. Besides, he offers moral and emotional support to people living with infertility having studied psychology.

Fertility Doctor in Atlanta:

The Impressive Work of Ara Chackerian

Ara Chackerian is an entrepreneur, philanthropist, and an investor in San Francisco, California. He is the Managing Director and partner at ASC Capital Holdings that deals with investing in healthcare companies that are in their early stages. He is also a pioneer in the health sector as he is the Co-founder and general partner of TMS Health Solutions that provide transcranial magnetic stimulation for people with depression that is resistant and have been in treatment for a long time. He is also a board member of TMS Health Solutions. Ara holds a degree in marketing from Florida State University. Chackerian is after reinventing the United States healthcare system. He has expertise in this field. He is the co-founder and CEO of BMC Diagnostics. Also, he is a vice president for PSS/World medical and executive chair of PipelineRX.

According to Patch, TMS Health Solutions came to be because of the need to extend building outpatient psychiatric diagnostic radiology centers. Together with his trusted friend and business partner, Brad Hummel, Ara made facilities that helped both the physician and patient to achieve the desired results in an environment where they are comfortable. Their facilities work based on ‘patient first’ since they are the core of all these practices. Most of the things are moving towards a digital life, and the healthcare system is not left out. Ara Chackerian believes that this evolve of technology in the healthcare sector is excellent to all the shareholders since most people have access to it.

Ara Chackerian understands the need to give back to the society, and that is why he has supported various non-profit causes helping the youth and education. They include Juma ventures where he is a board member. He is the co-owner and co-founder of Limonapa Teak, which focuses on preventing deforestation by having sustainable teak farming. His advice to all aspiring entrepreneurs is that they should be keen when choosing business partners.


See more:


Luiz Carlos Tabuco Cappi Expects A Better Economy In 2018

Luiz Carlos Trabuco the current president of Banco Bradesco will be vacating his seat on March 12, 2018 after the general assembly meeting which is slated for that date. His replacement, Octavio de Lazari Junior will still hold his current position as the president of the Bradesco Seguros Group.

Some other names including Octavio de Lazari Junior’s were nominated to fill the presidential position once the current president steps down from the cited executive position. De Lazari Junior worked for fifteen years at Banco Bradesco’s 12 de Outubro Branch located in Sao Paulo City. He forfeited his ambition to become a football player in order to work in the bank, which his father managed to clinch for him by requesting the bank manager to give his son a chance to try for the vacancy.

According to, Octavio de Lazari Junior managed to pass the test that the bank gave him and chose him to fill the said vacancy in the branch. He stated that he never dreamed that the day might come when he will become the president of Banco Bradesco. His only objective at the time he entered the institution was to advance himself in terms of studying, which he did along with working his way through the different units of the organization.

Read more: Bradesco anuncia Octavio Lazari no lugar de Luiz Carlos Trabuco

The immediate change of positions within Banco Bradesco happened due to the departure of Lazaro Brandao resigned as the Board of Director’s Chairman, and Luiz Carlos Trabuco Cappi who was already the bank president then had to take his place as chairman. From that time, the presiding bank president held dual positions until such time that a replacement can be appointed formally when the next general assembly came. It is a mandatory process within the Bradesco organization to choose succeeding leaders from the employees who are already working within the bank.

De Lazari Junior states that Bradesco warrants leadership and results, so he is committed to provide the continuity and legacy left by his predecessors, Lazaro Brandao and Luiz Carlos Trabuco Cappi, who were with him at the time of the press conference that would broadcast the bank’s change in presidency.

CEO Luiz Carlos Trabuco Cappi said that the selection process for the incoming bank president took quite a while to materialize. He disclosed that the upper management knew De Lazari Junior would be among the seven vice presidents who are going to be nominated, and his unique and profound experience set him apart from the competition.

While Brazil’s banking industry is quite optimistic about the 2018 economy, Luiz Carlos Trabuco Cappi and his successor underlined the importance of the pension reform. According to the former, the cited reform is the ultimate transformation that is needed so the government can come up with the expected overhead and other expenditures.

So, in his personal viewpoint, Luiz Carlos Trabuco Cappi adds that if the reform is not approved a disagreement would ensue and an agreement will not be reached. Nevertheless, interest rates indicate that the economy for 2018 will be a better one.

Visit for more information about Luiz Carlos Trabuco Cappi.

Learning About How Samuel Strauch Goes About His Work

     Samuel Strauch is someone who likes to take a little break away from all of the busyness of his life and meditate. It is a hobby and a habit and something that he does to help himself stay at his best. He has shared that he thinks that everyone should meditate and that there are too many benefits of it for it to be written off or ignored.

There are some who are willing to learn as they go about their lives and others who would simply like to get through life in as easy of a manner as possible. Samuel Strauch has said that “life is a lesson”. He believes that a person should grow as they go about their life.

Samuel Strauch is the founder of Metrik Real Estate. This company is highly successful. It has earned a name for itself as a real estate agency. This man took the education that he had received and all of the experiences that he had come through and he used all of that to help him in the founding of this business. Metrik Real Estate is doing well because Samuel Strauch knows what he is doing and he has lead it well.

Learn more at